Archive for May, 2012

Hurricane season begins this Friday. Are you ready?

The between four and eight hurricanes during the Atlantic season, which runs from June 1 to Nov. 30 and covers storms that form in the Atlantic, the Caribbean, and the Gulf of Mexico.

The and have safety checklists for before, during and after a hurricane that include tips on how to protect your families, homes and businesses. Our experts outline five tips to protect your identity before disaster strikes:


The wedding went off without a hitch. The honeymoon is a pleasant memory…and now it’s time to take care of serious matters like changing your name.

The key to a successful name change is knowing what to do and when. One false step can make a person vulnerable to identity theft, credit damage and trouble with the Internal Revenue Service.


Children are not supposed to have a credit report in their name, but new studies have found that the number of those who do is growing considerably, which can pose major problems for affected kids.

People under the age of 18 who have a credit report in their name are almost certainly the victims of , and this is a large and growing problem nationwide, according to a report from the . Some studies have found that large amounts of kids have been a0ffected by identity theft, in which the crooks open large amounts of credit in their name and steal tens of thousands of dollars or more, and leave their young victims to carry the blame.


What can you do if someone is not exactly using your information to commit identity theft, but has hijacked some of your personal information? Is there such a thing as “sort-of identity theft”—or is that like being “half pregnant?” A reader wrote us with that dilemma:

What if someone is intentionally using your phone number and/or address on credit applications, documentations, etc. to avoid creditors?

Identity theft is a serious problem worldwide. This crime flourishes when thieves are given access to your personal information, allowing them to commit crimes under your name or spend your money unbeknownst to you. You may be under the impression that could never happen to you. You may be careful with whom you give your Social Security number to, or diligent about changing up your passwords for the sake of safety. However, identity thieves are getting smarter about how they access your information. The statistics revolving around identity theft are disconcerting, but with a better understanding of how these crimes continue to be committed, we can help lower the rate of identity theft and prevent ourselves from becoming another statistic.


While many consumers have embraced mobile banking and been generally pleased with their experience, data also shows that some consumers still are reluctant to adopt new payment technology that could make their shopping experiences online and in the real world more convenient.

Experts have often cited consumer fears over the security of mobile wallet systems as the largest hurdle to widespread adoption of the technology, ahead of even the fact that the technology required to complete such a transaction is not widely available, according to . As a consequence, the companies developing these mobile purchasing platforms will likely need to do a bit of work to reassure consumers that their systems are secure.


Jon Favreau has joined an all-star cast for a movie about identity theft called, wait for it, Identity Theft.

The actor-director joins jokesters Melissa McCarthy and Jason Bateman, who have already begun filming in Georgia, a state not without its own identity theft problems.

Identity theft is a very real problem, but if anyone could shed some humor on the subject, it would be the zany stars of “Bridesmaids” and “Horrible Bosses”.

The plot circles around a woman who steals a man’s identity, and hilarity ensues when he confronts her.

We can’t wait to check it out when it’s released in spring of 2013. The movie will be filming in this spring and includes an with Jon Favreau, Jason Bateman and Melissa Mccarthy.

Image courtesy of

The explosion of internet based social media such as Facebook, My Space, Twitter, and other outlets has created a potential liability risk that few consumers are aware of. These venues provide a place to express one’s views and opinions on every topic imaginable. In many cases, the authors can praise or criticize a person, place or thing in a rant or rave. Social Media sites can also provide a place to vent one’s dislikes or frustrations in the form of emotional rants. Because of the perception of anonymity, too often the rants are laced with profanity and contain many untruths about the target of the rant. The computer terminal provides a false barrier that emboldens many people to type and post words that they would never say in a face-to-face encounter. Once posted on the internet, the rant becomes public.

If the rant crosses the line from casual observation to defamation of character, then the target of the rant may wish to pursue litigation for libel. (Slander of character is spoken. Libel is written and much easier to prove because there is no denying what words were used.) The author of the libelous rant will then contact his or her personal liability insurance carrier for protection. If they only rely on the basic liability found in the standard homeowner policy, they will quickly find out that they are on their own.


The IDT911 marketing team is a proud recipient of a gold Hermes Award for work on .

The is an international competition for creative professionals. It is administered and judged by the Association of Marketing and Communication Professionals.